What’s your BREAK FREE story?

When many people hear the term “BREAK FREE”, their mind instantly goes to the person who quits their job because their boss was hassling them, so they can then proceed to sell all of their stuff and move to Mexico to sip Mai Tai’s and teach surfing to South American bombshells… just what you were thinking, huh?  In reality – this is the guy they’d actually be teaching…

While some people have that as their goal, most of us will have a much mellower picture.  It could be to retire early, have one spouse quit their job so they can stay home with the kids, or simply becoming debt free.

I’ll talk about our BREAK FREE story next week, but let’s talk about your’s this week.  What do you want more than anything that’ll cause you to intensely focus on a goal and make sacrifices to help you get their faster?  Do you feel like you can fully pursue the mission you’re meant to pursue?

Feel like you're stuck in a cubicle?

Use your job as a tool

Ok Confucius, we get it.  Find what we love, and we’ll never have to work again.  The only problem is most of us have not found what we love because we are definitely still working!  Even many of the people who have found what they love wouldn’t do it everyday if money was no object.

However, lack of certain discovery should not lead to despair.  For example, my parents had jobs they didn’t necessarily love  all through life, but they made it work in pursuit of an end goal they now love – retirement.  Essentially, they used their jobs as a tool to help them get to where they wanted to go.


Why use your job as a tool?

What I really wanted to write there was “How to use your job to BREAK FREE in pursuit of your passion”, but I didn’t want to fall into the Confucius trap.  Some of us will always have a full time job we don’t love, but it’s still important to use your job as a tool in this scenario.

How I paid off $50,000 of debt in two years

Let’s face it, it won’t be easy to BREAK FREE to pursue what you love until you pay off your debt.  Have you ever had the feeling that you’re working just to pay off your debt?  I sure did, and this is my story of how I paid off $50,000 of debt in two years.

Debt usually starts pretty innocently – maybe a new furniture set for your apartment or house.  It might continue with a trip to Vegas sponsored by your credit card (or was that just me??)!  Next thing you know, you have creditors calling your phone several times a day asking for money.  Don’t feel bad if you’re going through this, most Americans love debt!

If you want to know how to take control of your money, jump straight to this post.  However, if you like seeing me in pain, go ahead and read on (sicko)!  This is the story of my journey through paying off $50,000 of debt.  If you’re in a similar situation of heavy debt or you think you might want to be, I hope my story can help you!
“The Republic may not give wealth or happiness, she has not promised these.  It is the freedom to pursue these, not their realization, we can claim.” – Andrew Carnegie
January 2005

Total Debt: -$22,800

Salary: $42,500

When I graduated from college in 2004 with a degree in Finance, I was excited to start my first job at Accenture.  At the time, I couldn’t believe they were paying me so much – my starting salary was $42,500.  For a guy who cleaned toilets in high school, this was a nice step up!